The American Community Gardening Association is proud to announce the launch of ACGA’s exclusive Community Garden Insurance Program. Gardens of all sizes can now be properly protected against unforeseen accidents and liability. Our partner, Brunswick Companies, has created a simple and affordable solution to liability insurance for our members.

Policy highlights include:

  • Liability ranging from $100,000 to $1 million dollars
  • Optional package for Directors and Officers Liability
  • Equipment Breakdown Coverage available,
  • Annual premiums as low as $500
  • Interest-free payment plans (not available in all states)
  • A+++ carrier.

Below is a list of ineligible items:

 Gardens larger than 5 acres

 Organizations that utilize heavy farming equipment including but not limited to tractors, plows, harvesters and other mechanized farm equipment and implements

 Any planned demolition of structures, excavation, blasting, grading, or drilling on the premises during the policy term

 Organizations involved, directly or indirectly in any demonstrations, protests, civil disobedience or similar activities or use legal action to promote, advance or support its cause.

 Organizations that permit or house any animals/livestock on the premises

 Organizations involved in or organized as CSA (Community Supported Agriculture), Food Cooperative, or Commercial Farming Operations

The process is simple! Visit and complete the easy, online application.